About Loan Against Property Loan

Loan against property is another name of the mortgage loan and is available for both salaried and self-employed borrowers to help they fulfil their business and personal needs by mortgaging their property. Loan against Property can be availed with maximum finance against the market value of your property at the best loan interest rates. You can continue to occupy your property while we fund your business, leading to its healthy growth. We guarantee doorstep service for loans for your desired end-use.

Benefits of LAP

  • Low EMIs
  • Immediate Funds availability
  • Fast and easy Loan Processing
  • Speedy Approvals
  • Flexible Tenure
  • Simple and Hassle-free Documentation
  • Easy Balance Transferring


Some of the basic purposes for which this loan is usually taken are expanding business, acquiring assets, education needs, marriage, etc. The loan is granted against the mortgage of the residential/commercial/industrial property. The end use of the loan should be from the uses allowed by the bank. The borrower is required to declare the end use of the loan in its application form.

Purposes for which loan against property is a good option Purposes for which loan against property is not a good option
Business expansion Home purchase
Child Education Home construction
Medical emergency Plot purchase

Equated Monthly Installments or EMIs are fixed amounts paid by the borrower on a fixed date every month to the financial institution towards loan repayment. Calculating the EMI in advance helps to know the affordability of the borrower, plan the finances better and also select a suitable bank. This calculation can be done by using EMI Calculator, an online tool.

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